Environmental activist Joshuanette “Joshy” Francis has gone public with her financial difficulties after receiving a formal demand letter from the Eastern Caribbean Amalgamated Bank through law firm Richards & Company.
The letter, dated 4 February 2025, indicates that Francis’ loan account has been in arrears, with a total outstanding amount of EC $8,569.07, inclusive of late fees. The bank has demanded payment by 14 February, warning that legal action may follow if the amount remains unpaid.
According to the correspondence, the arrears as of 31 January stood at EC $4,182.07, with an additional EC $2,800 in late charges. A further installment of EC $1,587.00 had also become due on 2 February but was unpaid.
In a passionate and deeply personal public post, Francis shared the toll her unpaid loan has taken, tying it to her broader mission of environmental and social justice. “The image you’re seeing is my current reality: a loan in delinquency,” she wrote. “Because for the past 7 months, I’ve been working without a salary, driven not by comfort, but by conviction.”
Francis, who lost her job at Sheer Rocks restaurant, said she chose to devote herself fully to Good Humans 268, her non-profit organisation focused on environmental sustainability and disability rights. Despite facing what she described as heartbreak, sacrifice, and financial ruin, Francis insists her mission remains unwavering.
Her vision, she says, includes eco-communities, eco-events, and green jobs, but at its heart is a campaign for dignity and opportunity for people living with disabilities—like Dianna, whose struggles inspired her to act.
“So yes—my bank account is empty, but my purpose is full,” Francis declared. “This isn’t a pity post. It’s a purpose post.”
She called on supporters to help fund the work, push the mission forward, and “move the bottles”—a reference to the plastic waste collected in her John Hughes community as part of her advocacy.
Francis’s public stand has sparked conversation around the personal cost of activism, especially for grassroots leaders who often operate without institutional backing or stable funding.
No comment has yet been issued by the Eastern Caribbean Amalgamated Bank.